Mastercard (NYSE: MA) announced its 2021 Q4 financial results on January 27th, 2022. According to the announcement, net revenue, operating income and net income were up 27%, 37% and 35%, respectively, to record extremely good performance (3 months, YoY, GAAP). Diluted EPS increased by 35% (3 months, YoY, GAAP).
As for GDV (All Mastercard Credit, Charge and Debit Programs), Latin America recorded the highest growth of up 28.3% in 2021 Q4, followed by up 28.0% in Europe and up 23.5% in the United States (USD basis, 3 months, YoY).
Currently, rising inflation is one of major issues especially in Europe and America. In this regard, rising inflation could lead to an increase in Mastercard’s GDV. Mastercard has the higher growth rates in GDVs since 2021 Q2, mainly in America and Europe. As long as Mastercard continues to reduce costs appropriately, we believe that the company will be able to continuously achieve good business results in the future.
- Watanabe & Brothers’ Investment is holding shares of Mastercard.
- This report is provided solely for informational purpose and not intended for the purpose of soliciting investment in, or as a recommendation to purchase or sell any specific products.
- Any opinions or statements expressed in this report are based on the author’s personal and subjective views, and are not the official views of the organization to which the author belongs. In addition, although we have done our best efforts in making accurate assessments on the original financial statements, we cannot guarantee any complete accuracy of this report. We do not guarantee either that any future forecasts referred to in this report will certainly be realized. Investment in listed stocks, ETFs, etc. should be carried out under the responsibility of each investor, and even if the investor who read this report suffers a loss due to investment activities, Watanabe & Brothers’ Investment is not responsible for any liability.
- This report was originally prepared in English, and translated into the other languages with plugin utilizing Google Translation API. We hereby notify that the translations are provided only for the sake of reference, and any opinions or statements in this report should be interpreted in original English. We ask any investors reading this report to refer to the original financial statements issued by the company.